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MIXED
48/100
ALIGNAI SCORE
CONFIDENCE 33%
Mixed Reviews
A
Authorize.Net
Payment gateway service for processing online credit card and e-check transactions.
MIXEDFinance
Pricing
Paid
Learning curve
Moderate
Time to value
Days
BEST FORSmall TeamGrowing Business
COMMUNITY SENTIMENT
PositiveNegative
WORKS FOR

Processing payments as a gateway for your own merchant account, Integrating with a wide variety of languages and shopping carts via drop-in libraries, Being used as a payment processor through third-party services like Spreedly

KEY INSIGHT

It's a traditional gateway best for businesses that want to use their own merchant account to negotiate rates, not for modern subscription models.

DOESN'T WORK FOR

Subscription billing with variable monthly amounts, Modern, developer-friendly testing APIs

BUSINESSES LIKE YOURS

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Complete profile

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Community Reviews

Reviews from Reddit, Product Hunt, Hacker News & AlignAI members

FAILED

Even authorize.net only did (and still does AFAIK) subscription billing for something like a gym membership where you bill the same amount every month, not variable amounts like we do.

Hacker News • HackerNews • Use case: Subscription billing for variable amounts

WORKED

Popular payment gateways like Authorize.net have drop-in libraries for just about any language or shopping cart you can imagine.

Hacker News • HackerNews • Use case: Payment gateway integration

FAILED

I tried Braintree, Balanced, CyberSource, Authorize.Net - all the same story. Boom, I’ve already hit several major roadblocks.

Hacker News • HackerNews • Use case: Setting up as a payment gateway

WORKED

Well before that volume of sales, people generally set up a merchant account and use a payment processing gateway like... Authorize.net instead of one of these intermediated systems.

Hacker News • HackerNews • Use case: Payment processing gateway for a merchant account to negotiate better rates.

FAILED

Authorize.net is bottom-barrel.

Hacker News • HackerNews • Use case: Fraud detection/prevention for payments

WORKED

Authorize.net (unlike Stripe or Braintree) will also allow to obtain your own merchant account, at whatever rate it charges you, and use their payment gateway. In that case, they do not charge the 2.9%.

Hacker News • HackerNews • Use case: Payment processing gateway and merchant account provider

WORKED

have Spreedly route that information to Braintree or Authorize.net for future payments

Hacker News • HackerNews • Use case: Used as an alternative payment processor for future payments via Spreedly.

MIXED

The space has many competitors like... Authorize.net... each with their own twist on what makes them unique. Mentioned as a competitor, but no direct experience shared.

Hacker News • HackerNews • Use case: Payment processing competitor in the same space

FAILED

the whole generation of developers grew in a world of bad testing APIs of ... Authorize.net

Hacker News • HackerNews • Use case: Payment processing testing APIs

MIXED

We've signed up with PayPal Braintree and Authorize.Net and are thinking that we might make the switch next week.

Hacker News • HackerNews • Use case: alternative payment processor they signed up with

MIXED

Look at how Lago, an open-source Stripe layer, works and make it work with Authorize.net directly.

Hacker News • HackerNews • Use case: Direct payment processing integration

WORKED

We had our Authorize.Net login within another 24 hours. We got any holds removed... it didn't seem that it was a huge hurdle.

Hacker News • HackerNews • Use case: As the payment gateway for their merchant account

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